Alternative options for financing your immigration case
While we are happy to offer affordable payment plans to our clients, there are several additional options for financing legal fees. With these options, you can get your attorney or DHS fees paid in a timely manner and your case submitted successfully, and then pay your financer back at a reasonable pace. We will detail several of these options below:
Mission Asset Fund is a nonprofit lender that gives 0% interest microloans to immigrants for their USCIS filing fees. These loans are designed for pro bono clients who need some way to spread out the expense of the filing fee, with the added benefit of helping clients build credit history.
Self-Help Federal Credit Union offers microloans for DACA (up to $800 at 15 percent) and citizenship (up to $1,000 at 17.7 percent) cases. The applicant would need to be eligible for membership at the credit union and become a member. They direct applicants to contact a local branch and has branches in California, Illinois, and Wisconsin.
iQualify Lending is a for-profit lender in all 50 states that lends to clients of lawyers in 10 practice areas, including immigration. iQualify has an invoicing and collections offering to law firms that helps lawyers outsource collecting from clients, as well. It only works with law firms, but clients will have to qualify for the loan, and it may require more income and proof of ability to pay than the nonprofits.
Flexxbuy is a for-profit lender in most states that finances legal fees of up to $50,000 starting at 5.99 percent interest rate. They work with a variety of financers, similar to applying for credit at a car dealership. Lawyers will get paid in full within 72 hours and Flexxbuy lends to clients with low credit scores.
So if you want an alternative to payment plans with us, or need help with financing your government fees, these are some outside ways to make that happen. With your attorney and filing fees settled, your case may be able to be filed sooner.